Energy Efficiency Assessment Tool

About program

The Green Loan Program is implemented by the National Mortgage Company with financial support from the Agence française de développement. It aims to stimulate energy-efficient renovation of residential houses, single-family house construction, and the acquisition of houses with a high energy efficiency label in Armenia. The program particularly targets low and middle-income families. Under the program, selected partner banks and credit organizations provide medium and long-term housing loans.

Renovation loans qualify as green if at least 90% of the loan amount is invested in energy efficiency measures. For single-family house construction projects, at least the roof and walls of the house must be insulated, and energy-efficient front doors and windows must be installed in order for the project to be classified as green. Multi-apartment buildings must have an energy passport and an energy efficiency label of at least B for an apartment to qualify as a green investment.

The loan types available under the Green Loan Program, along with the detailed terms, are provided on the National Mortgage Company’s website. Additionally, the list of partner financial institutions is available below and on the Company’s website.

This web-based tool is designed to assess the eligibility of the projects and evaluate the corresponding energy savings and reductions in CO2 emissions. The tool has been developed by GOPA AFC GmbH with financial support from KfW.